401A / 401K / 403B / IRA ROLLOVER

401A / 401K / 403B / IRA ROLLOVER

Retirement accounts through your union or employer are IRS qualified tax differed plans code 401A, 401K, 403B, 457 or supplemental pension. Once you retire or leave your job experts advise you to "DIRECT CUSTODIAL TRANSFER" your account tax free or "ROLL OVER" the account into an Individual Retirement Account (IRA) with a new custodian.

ULTRA ESTATE PLANNING clients have a choice of MANAGED FUNDS through FINANCIAL ENHANCEMENT GROUP at reduced fees for the highest gains, and/or plans that are transferred TAX FREE to ANNUITY contracts that have GUARANTEE OF PRINCIPLE AND INTEREST free from stock market volatility.

ULTRA utilizes only top rated companies to secure your retirement funds and can provide you and your family with GUARANTEED INCOME FOR YOUR RETIREMENT.


All of the money that you have accumulated in your IRA has never been taxed which has allowed it to grow faster than a taxable account. Now the IRS is going to want to be paid its share when you take distributions from the account as early as age 59 1/2 and no later than 70 1/2. If you do not need your IRA for daily living and wish to leave those funds to your beneficiaries, a Stretch IRA can offset the impact of tax costs over several generations. This relatively simple plan increases the amount you pass on to your beneficiaries by stretching the bulk of the distributions over their lifetime delaying the payment of taxes to the IRS. Since your money continues to grow tax deferred the benefit to the heirs can be 5 to 10 times greater than if you take all the distributions yourself. ULTRA will provide you with a free illustration using your IRA with your children and grandchildren as beneficiaries.