Life insurance is a critical part of a family’s estate. It protects families from financial hardship in the event of ones passing. There is a myriad of options, which offer different benefits and purposes. It is important that a family is educated and weighs the options available so that they can make the best decision for themselves and their family.
Our licensed agents can help you navigate the complex world of life insurance to make sure that you and your family are protected. ULTRA is contracted with many carriers, therefore ensuring a family will receive a competitive quote. If you need life insurance or have general questions regarding if life insurance is necessary for you. Please contact ULTRA Estate Planning for a no-cost consultation.
Protect Your Family with the right amount of Life Insurance.
Insurance is essential for estate planning, as it qualifies members for the Pension Max Program.
The Right Policy
It is vital to ensure that you and your family have the right life insurance policy. ULTRA agents can help you choose the right policy and work with many different carriers to get you a competitive quote that fits your lifestyle.
Maintain Current Lifestyle
Life insurance provides a temporary estate that enables the surviving spouse to maintain their current lifestyle. Calculating the amount of insurance needed is based on the amount of income necessary to meet family expenses.
Types of Insurance
Term insurance is the least expensive and recommended up to retirement, while universal or whole life insurance has a savings feature and would be used for tax planning and retirement accounts.