Retirement Savings Planning and
Eliminating Risk
After years of accumulation, it is prudent to eliminate risk from your retirement savings so you do not have to go back to work or lower your standard of living if there is a market collapse. Experts agree it is important to establish a Self-Directed IRA in order to control the amount of risk in your portfolio.
How can you protect your Retirement Savings?
ULTRA Advisors will customize a plan that fits your retirement goals and assist you in the process to transfer your retirement account with your employer (401k, 401a, 403b) tax-free, to a Self-Directed IRA and eliminate risk from your retirement savings.
Here are some key factors to our Retirement Savings Planning... Click each topic to read more.
Tax Deferred
Requesting a rollover of your employer or union retirement account (401k, 401a, 403b) is a non-taxable event. You will not incur any tax ramifications for transferring your retirement account to a Self-Directed IRA since you are not receiving a distribution from the account. Typically, retirement accounts that you are no longer contributing to are eligible for a rollover.
No Risk, No Management Fees
Fixed or Fixed Indexed Annuities are used to protect your retirement savings from market risk while still earning interest. ULTRA Advisors utilize A-Rated insurance companies and products offering opportunity for growth so you can meet your retirement goals.
Guaranteed Principal & Interest Accounts
Our Advisors are licensed, bonded and insured independent insurance agents - meaning they are not required to sell products of a specific insurance company. We can choose from all products available to find one that best suits your retirement needs whether that be accumulation, income, or protection.