Retirement Planning Services


ULTRA Advisors will customize a retirement plan to help you achieve your retirement goals. Our team will assist you in the process of setting up a new account to transfer your retirement funds from your employer sponsored plan to a Self-Directed IRA.

Reaching Your Financial Goals In Retirement

There are many types investment vehicles available to fund with your retirement savings, and it is important that you choose the one that will allow you to achieve your retirement goals. ULTRA Advisors work with families to review your retirement income and assets in order to determine how to best invest your savings to reach your retirement goals.

Click the headings below to learn more.

Fixed and Fixed Indexed Annuities

Fixed and Fixed Indexed Annuities are investment vehicles issued by insurance companies. These accounts allow retirees to make withdrawals, including the Required Minimum Distribution (RMD) starting at age 72, and most importantly provide protection from market risk so your account does not lose value.

Fixed Annuities are Multi-Year Guaranteed Interest Rates, like a CD, earning a fixed interest over a certain period of years. 

Fixed Indexed Annuities are guaranteed principal and interest accounts. This type of annuity offers better opportunity for growth by participating in market strategies (like the S&P 500) while still providing 100% protection from market loss.

Managed Money Services

Some families want more than a one-time retirement transfer. Managed Money Services provides ongoing investment management and coordination, so that your estate plan, retirement plan, and tax strategy stay aligned as life changes. 

ULTRA Advisor Paul Karshner with Financial Enhancement Group will help ensure your accounts are positioned correctly, your retirement income decisions are coordinated, and your tax planning is considered along the way.


Call 800-280-0663 To Schedule Your Complimentary Consultation


Contact Us

501 N. El Camino Real, Suite 200
San Clemente, CA 92672

Our Team 

We are comprised of licensed, bonded and insured, Legal Document Assistants, Independent Insurance Producers, Realtors, and Certified Financial Planners. ULTRA Advisors are not attorneys and cannot lawfully provide legal advice or representation.